Bob Falter, CRS, GRI - ERA Key Realty Services | 508-612-1649 | [email protected]


Posted by Bob Falter, CRS, GRI on 2/27/2019

If you intend to sell your house, you may want to let your family know about your decision. In fact, there are many reasons why you should consult with family members before you add your house to the real estate market. These reasons include:

1. You can address any concerns or questions.

Family members may have concerns or questions about your decision to sell your home. Fortunately, you can address their concerns and questions before you list your residence.

Remember, family members care about your well-being. If you involve them in the home selling process, you may be able to avoid potential conflicts down the line. Perhaps best of all, if you share your decision to sell your residence with family members, you can help them get on board with your decision.

2. You can plan ahead for the home selling journey.

The home selling journey may prove to be long and difficult, particularly for an individual who initially tries to work alone. Luckily, family members can offer lots of assistance as you get ready to sell your house.

If you inform family members about your decision to sell your home, they can help you prep for all aspects of the property selling journey. For example, family members can help you clean your residence and ensure that it looks great both inside and outside. As a result, telling your family members about your decision to sell your house may enable you to speed up the process of selling your house.

3. You can receive home selling guidance and support.

Family members are ready to help you in any way they can. Thus, if family members sold houses in the past, they may be able to share their house selling experiences with you. And as such, you can learn from their past experience so you are better equipped than ever before to streamline the home selling journey.

Lastly, as you prepare to enter the housing market, you may want to collaborate with a real estate agent. This housing market professional is happy to help you break the news about your decision to sell your home to family members. Also, he or she will provide comprehensive support as you navigate each stage of the house selling process.

Typically, a real estate agent will craft a personalized home selling strategy based on you, your home and your house selling goals. He or she next will set up property showings and open house events to promote your residence to prospective buyers. If a buyer submits an offer to purchase your house, a real estate agent will help you review this proposal so you can determine whether to approve, reject or counter it.

For home sellers who want to enjoy a fast, profitable house selling experience, it often is beneficial to hire a real estate agent. If you have a real estate agent at your side, you can quickly stir up interest in your home and boost the likelihood of maximizing your property sale earnings.





Posted by Bob Falter, CRS, GRI on 2/8/2015

Saving money when you have a family can be difficult. There are so many everyday expenses that make it hard to start saving for college, retirement and other looming expenses. Here are some ways to start planning for your family's financial future: Start a college fund: College may seem far away but it is a huge expense that can creep up on you. Start saving now, the sooner the better. Even as little as $100 a month will add up. Open a 529 college savings plan to use specifically for college expenses. Buy life insurance: Life insurance gives your family a peace of mind. and the ability to afford the expense of final care and burial.  The death benefit will provide financial security for those family members who are left behind. Have a will: When a person dies without a will, the state decides who gets what, without regard to the deceased wishes or their heirs' needs. Creating a will that spells out one's wishes protects their family's financial future.





Posted by Bob Falter, CRS, GRI on 9/21/2014

Sunscreen is essential but buying sunscreen can be very confusing. From water resistant sunscreens to SPF to broad spectrum protection, it is hard to know what you need to keep your skin safe this summer. Sunscreens protect you from the sun's ultraviolet (UV) radiation from reaching your skin. There are two types of ultraviolet radiation, UVA and UVB. They both damage your skin and increase your risk of skin cancer. The difference between UVA and UVB Ultraviolet (UV) radiation is part of the electromagnetic (light) spectrum that reaches the earth from the sun. Ultraviolet A (UVA) is the longer wave UV ray that causes lasting skin damage, skin aging, and can cause skin cancer. Ultraviolet B (UVB) is the shorter wave UV ray that causes sunburns, skin damage, and can cause skin cancer. The definition of SPF SPF stands for Sun Protection Factor. The SPF number on sunscreen is a measure of a sunscreen's ability to prevent UVB from damaging the skin. The number of the SPF is how long it will take the sun to redden the skin. For example, SPF 15 sunscreen theoretically prevents reddening 15 times longer than no sunscreen at all– about five hours. What is broad spectrum? Sunscreens that have broad-spectrum protect the skin from both UVA and UVB rays. Beginning in December 2012, the U.S. Food and Drug Administration (FDA) will implement new rules for "broad-spectrum" products. New sunscreen rules Here are some of the new rules The US Food and Drug Administration (FDA) has issued for labels on sunscreen. • Sunscreens may be labeled “broad- spectrum” if they provide protection against both UVA and UVB radiation according to FDA-sanctioned test methods. • Only broad-spectrum sunscreens with an SPF of 15 or higher may state that they protect against skin cancer if used as directed with other sun protection measures. • Broad-spectrum sunscreens with SPFs of 2-14 must display a warning that the product has not been shown to help prevent skin cancer or early skin aging. • The terms “sunblock,” “sweatproof” and “waterproof” are no longer allowed on sunscreen labels. • Sunscreens may claim to be “water-resistant,” but must specify whether they protect the skin for 40 or 80 minutes of swimming or sweating, based on standard testing. Sunscreens that are not water-resistant must instruct consumers to use a water-resistant sunscreen if swimming or sweating. • A company cannot claim that its sunscreen products provide sun protection for more than two hours without submitting test results to prove this.      




Categories: Buying a Home   Family  


Posted by Bob Falter, CRS, GRI on 8/12/2012

When the summer heat comes knocking, many people reach for soft drinks and artificially flavored beverages.  While this may temporarily cool you down while satisfying your sweet tooth, you're actually doing your body a disservice by dumping so many empty calories into your system.  Additionally, many of these drink options actually dehydrate you further, prompting you to drink more of them sooner.  Here are five easy alternatives to reaching for a can of pop, or a bottle of "enhanced electrolyte-infused super sports drink"....Whatever that is. 1. Juice on Juice - Do you make your ice cubes with trays in your freezer?  If you do, try swapping out the water with juice!  You can have a glass of OJ with OJ ice cubes.  As they melt, they won't water down your juice of choice.  If you are feeling adventurous, you can make your own fruit juice combinations with matching juice cubes.  If you have a blender, you can make your own fruit slushies in a flash.  It's a pretty simple way to enjoy something flavorful, and you can feel better knowing that you aren't putting large amounts of empty calories into your system.  If you are craving something a little sweeter, why not try mixing in a little Stevia?  While relatively new to the US market, this wonder sweetener has been used for centuries by people in other countries.  Boasting a sweetening capability 300 times that of sugar, stevia has also been shown to have a negligible effect on blood glucose levels, making this sweetener relatively safe for people on carbohydrate-controlled diets. 2.  Cucumber Water - This is a relatively new concept to hit the mainstream, but it has been around for a long time.  Cucumbers are a perfect summer food...They contain vitamin C and caffeic acid, two antioxidant nutrients that can help protect the skin from the sun's damaging rays. Vitamin C boosts collagen and elastin, which helps keep skin looking vibrant. Caffeic acid protects skin cells from UV radiation. Cucumbers also help to prevent water retention, which will keep you feeling light and refreshed all day. There are a few different methods to make cucumber water, but I'll give the easiest here....Chop up a whole cucumber, throw it in a pitcher of water, and let it soak in the fridge overnight.  In the morning, drain the pieces of cucumber out, pour yourself a big glass of it over ice, throw a few slices of cucumber in as a garnish, and voila.  You have cucumber water.  Yes....It's that simple.  And you'll be pleasantly surprised how refreshing this new angle on water is. Raspberry Mint water - This is similar to the cucumber water, except that there's no overnight soaking required.  All you need is a water bottle, crushed ice, some fresh mint, and raspberries.  Throw five or six raspberries, a few mint leaves, and a small handful of crushed ice into a water bottle.  Shake well.  The ice will agitate the mint and raspberries.  Then, fill the bottle to the top with water, and shake again.  Goodbye, Crystal Light. Soda Water and Juice - If you find yourself craving the zip of bubbles in your beverage, try mixing plain soda water with citrus juices.  Two parts juice, one part soda water, and some ice is all you'll need to beat a soda craving.  Try mixing tangerine and grapefruit juice first, then move on to other juices. Iced Chai Tea - Chai has its roots in Ayurvedic medicine, but has come to be one of the world's most beloved teas.  Chai is a mixture of black teas and aromatic Indian spices.  Initially brought over to the west a few centuries ago, it has become a fixture in many coffeehouses and cupboards all across the United States, and can be purchased in your local grocery store.  If you like Iced tea, then take a chance on Iced Chai.  You won't regret it. Bring four cups of water to a boil, and add one chai bag per cup.  Steep for five to seven minutes, and transfer to a pitcher.  Allow the Chai to cool completely, and serve over ice.  You can add a bit of milk and sugar if you so desire, but the natural blend of Indian spice makes this tea flavorful all on its own. Here's to a healthy summer!




Tags: Healthy   ice tea   summer fun  
Categories: Family